Liverpool great Graeme Souness says Jurgen Klopp's team is suffering over a lack of investment.
Klopp's men were thumped 4-1 by Manchester City at Anfield, with their only goal coming through Mo Salah's penalty.
Souness told Sky Sports: "When you're at the top of the tree, that's when you go and invest big.
"I would think if you're the current champions, European champions year before, I'm sure you could find a bank willing to support you. That's the time to invest.
"They musn't feel sorry for themselves. They should not talk about the players that are unavailable to them, they should talk about the players available.
"That's what Liverpool have always done. I think they will finish in the top four but nothing is a formality.
"There's no point saying we've been to two Champions League finals and won one, that counts for nothing. I hope the staff will be reminding them that."
