Almost 7m Brits have never checked their state pension record – here’s how to do it

• New HMRC data reveals that almost seven million people in the UK have never checked their state pension record.
• Adults aged between 45 and 54 are the demographic least likely to have reviewed their state pension forecast.
• The primary reasons cited for failing to check include believing retirement is too far away and worrying about losing track of workplace pensions.
• HMRC emphasised that checking forecasts online on the gov.uk website or via its app takes minutes and allows people to identify and address gaps in their National Insurance contributions.
• Finance experts have urged workers to check their status early to prevent financial surprises, especially as the full state pension is set to exceed £13,000 next year.

IN FULL

The ‘worrying’ state pension error seven million UK adults are making