Bold yet cautious: Gen Z risking careers while cutting weekend fun to get ahead

Business & FinancePersonal Finance
3 Sep 2026 • 2:16 PM MYT
The Independent
The Independent

The world’s most free-thinking newspaper

Bold yet cautious: Gen Z risking careers while cutting weekend fun to get ahead

  • Nearly half of Gen Z adults (48 percent) are willing to risk career changes or start businesses to achieve greater happiness and success, according to a Northwestern Mutual study.
  • Gen Z is more likely than older generations to adopt emerging investment trends, with 15 percent reporting they are among the first to act on new financial opportunities.
  • Despite high career and investment risk tolerance, 41 percent of Gen Z view themselves as cautious strategists who balance bold moves with financial discipline.
  • To combat inflation and manage expenses, 62 percent of Gen Z skip weekend social plans, and 78 percent prioritize financial responsibility when selecting romantic partners.
  • Experts state that Gen Z's balanced financial approach stems from a desire for holistic well-being, prioritizing personal relationships and fulfillment alongside wealth generation.

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