Delta Amex current offers: Earn up to 200,000 SkyMiles with these offers

Delta Air Lines and American Express have launched a new round of limited-time welcome offers across their cobranded credit card lineup.

Together, they offer a slate of cards for everyone from occasional flyers to frequent travelers.

Depending on the card, new cardmembers can earn thousands of SkyMiles, statement credits or even round-trip Delta Comfort flight certificates, making now a potentially great time to add a Delta card to your wallet.

Keep in mind that you'll have the best shot at approval if your credit score is in the good-to-excellent range.

These offers run through Nov. 4, so let's break down what's available and which Delta Amex may be the best fit for you.

Comparing Delta credit card welcome offers

Here's an overview of the offers at first glance:

Card	Welcome offer	Annual fee	Bonus value*
Delta SkyMiles® Reserve American Express Card	Earn two domestic round-trip Delta Comfort Flight Certificates (valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands) and 50,000 bonus miles after spending $10,000 on purchases in the first six months of card membership. A 21+ day advance purchase is required; up to $80 per person in taxes and fees apply. Other restrictions apply. Offer ends Nov. 4.	$650 (see rates and fees)	$600 in miles, plus the value of the two round-trip Delta Comfort flight certificates
Delta SkyMiles® Platinum American Express Card	Apply and find out if your welcome offer is as high as 90,000 bonus miles, plus earn a $300 statement credit after spending $4,000 on purchases in the first six months of card membership. You may not be eligible for the maximum offer amount. Offer ends Nov. 4.	$350 (see rates and fees)	Up to $1,380, including the value of the statement credit
Delta SkyMiles® Gold American Express Card	Apply and find out if your welcome offer is as high as 80,000 bonus miles, plus earn a $250 statement credit after spending $3,000 on purchases in the first six months of card membership. You may not be eligible for the maximum offer amount. Offer ends Nov. 4.	$0 introductory annual fee for the first year, then $150 (see rates and fees)	Up to $1,210, including the value of the statement credit
Delta SkyMiles® Blue American Express Card	Earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership.	$0 (see rates and fees)	$120
Delta SkyMiles® Reserve Business American Express Card	Earn 200,000 bonus miles after spending $20,000 on purchases in the first six months of card membership. Offer ends Nov. 4.	$650 (see rates and fees)	$2,400
Delta SkyMiles® Platinum Business American Express Card	Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends Nov. 4.	$350 (see rates and fees)	$1,200
Delta SkyMiles® Gold Business American Express Card	Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends Nov. 4.	$0 introductory annual fee for the first year, then $150 (see rates and fees)	$1,080

*Bonus value is based on TPG's August 2026 valuations and is not provided or reviewed by the issuer.

Who is eligible for Delta American Express cards?

American Express has a few eligibility rules to keep in mind before applying for one of these cards. For starters, Amex typically only allows a person to earn one welcome bonus per card in their lifetime. That means you'll want to prioritize applying when a card offers an elevated, limited-time offer, such as the ones all but one of these cards have right now.

You also may not be eligible for a welcome bonus on a personal Delta Amex card if you have or previously had a higher-tier Delta Amex card. For example, if you have or previously had the Delta Reserve Amex, you may not be eligible for the welcome offers on the Delta Blue, Delta Gold or Delta Platinum.

Delta's business Amex cards are not subject to this same "family rule."

Amex may consider other factors when determining your eligibility, including your income, credit score and history with the issuer. Fortunately, you'll generally find out whether you're eligible for a welcome offer before accepting the card.

Delta personal cards

Delta offers four personal cards. The card that is right for you depends on how frequently you fly with Delta and how much you're willing to pay for an annual fee.

Let's take a look at what differentiates each of the Delta SkyMiles personal cards.

Delta SkyMiles Reserve

Best for: Delta loyalists or those who want Sky Club access (subject to limitations)

The Delta SkyMiles Reserve is ideal for hardcore Delta fans and frequent flyers.

Current welcome offer: Earn two domestic round-trip Delta Comfort Flight Certificates and 50,000 miles after spending $10,000 on purchases in the first six months of card membership. A 21+ day advance purchase is required; up to $80 per person in taxes and fees apply. Other restrictions apply. Offer ends Nov. 4.

This bonus is worth $600 in miles, plus the value of the two round-trip Delta Comfort flight certificates, according to TPG's valuations.

It's somewhat difficult to compare this offer to the welcome offers we've seen for this card in recent history, since its full valuation will vary widely depending on how you redeem the two round-trip flight certificates. If you frequently fly with Delta within the U.S., now may be a great time to apply.

Delta Reserve Amex card art — THE POINTS GUY

Annual fee: $650

Key benefits: Delta's premium consumer credit card offers a range of valuable perks. For loyal Delta flyers who enjoy visiting the Sky Club, this card can pay for itself through lounge access, spending boosts and other benefits.

With this card, you'll earn 3 miles per dollar spent on Delta purchases made directly with the airline. Plus, you'll enjoy a slew of Delta-related perks, including:

Access to complimentary upgrades (for non-Medallions) and priority boarding
Annual companion certificate upon card renewal for round-trip travel in first class, Comfort or Main Cabin within the U.S. (including Alaska and Hawaii) as well as other select destinations. (Delta Basic experiences are not eligible for this benefit.)
Complimentary access to American Express Centurion Lounges when flying on a same-day Delta flight with a ticket purchased on the card
Delta Sky Club access, plus four one-time guest passes each year (you'll receive 15 visits per year; earn an unlimited number of visits when you spend $75,000 or more between Jan. 1 and Dec. 31 of each calendar year)
Earn 1 Medallion Qualification Dollar per $10 spent on your card, plus 2,500 MQDs at the start of each Medallion qualification year
Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)

To learn more, read our full review of the Delta SkyMiles Reserve.

Apply here: Delta SkyMiles Reserve American Express Card

Delta SkyMiles Platinum

Best for: Frequent Delta flyers

If you fly frequently with Delta but can't justify the pricier Delta SkyMiles Reserve, the Delta SkyMiles Platinum is worth considering.

Current welcome offer: Apply and find out if your welcome offer is as high as 90,000 bonus miles, plus earn a $300 statement credit after spending $4,000 on purchases in the first six months of card membership. You may not be eligible for the maximum offer amount. Offer ends Nov. 4.

Per TPG's valuations, this bonus is worth up to $1,380, including the value of the statement credit.

Thanks to the statement credit, this is one of the most valuable welcome offers we've ever seen for this card, so now is an excellent time to apply.

Delta Amex Platinum card art — THE POINTS GUY

Annual fee: $350

Key benefits: This card is a good option if you fly Delta regularly and want to earn miles on purchases and reach elite status. However, even if you aren't pursuing status, the companion certificate alone can make the annual fee for this card worth it.

With this card, you'll earn 3 miles per dollar spent on Delta purchases made directly with the airline.

It also includes the following perks:

Annual companion certificate upon card renewal for Main Cabin round-trip flights within the U.S. (including Alaska and Hawaii), as well as destinations in Mexico, and select destinations. (Delta Basic experiences are not eligible for this benefit.)
Earn 1 MQD for every $20 spent on your card, plus a 2,500 MQD Headstart at the beginning of each Medallion qualification year
Priority boarding
Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)

To learn more, read our full review of the Delta SkyMiles Platinum.

Apply here: Delta SkyMiles Platinum American Express Card

Delta SkyMiles Gold

Best for: Occasional Delta flyers or those test-driving a Delta card

If you want to take advantage of a welcome bonus but don't fly Delta frequently, the Delta SkyMiles Gold is a strong option.

Current welcome offer: Apply and find out if your welcome offer is as high as 80,000 bonus miles, plus earn a $250 statement credit after spending $3,000 on purchases in the first six months of card membership. You may not be eligible for the maximum offer amount.

TPG's valuations place this bonus at up to $1,210, including the value of the statement credit.

The addition of the statement credit makes this the most valuable offer we've seen on this card, so now is a great time to apply.

Delta Amex Gold card art — THE POINTS GUY

Annual fee: $0 introductory annual fee for the first year, then $150

Key benefits: This card is ideal for occasional Delta flyers seeking a few extra perks when flying with the airline.

With this card, you'll earn 2 miles per dollar spent on Delta purchases made directly with the airline.

Other perks include:

Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
Priority boarding
$200 Delta flight credit annually after spending $10,000 in a calendar year
20% inflight discount (in the form of a statement credit)
15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)

To learn more, read our full review of the Delta SkyMiles Gold.

Apply here: Delta SkyMiles Gold American Express Card

Delta SkyMiles Blue

Best for: Infrequent Delta flyers

If you want an entry-level card to start earning SkyMiles and fly less frequently with Delta, then Delta SkyMiles Blue is the card for you.

Current welcome offer: Earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership.

According to TPG's valuations, these miles are worth $120. The SkyMiles Blue typically doesn't receive an elevated offer, so we recommend applying whenever you're ready.

Delta Blue Amex card art — THE POINTS GUY

Annual fee: $0

Key benefits: As a no-annual-fee card, it offers fewer benefits than the others. Still, there are some simple perks for cardmembers.

With this card, you'll earn 2 miles per dollar spent on Delta purchases made directly with the airline.

Other benefits include:

Pay with Miles (take up to $50 off the cost of your flight for every 5,000 miles you redeem when booking on delta.com)
20% inflight discount (in the form of a statement credit)

To learn more, read our full review of the Delta SkyMiles Blue.

Apply here: Delta SkyMiles Blue American Express Card

Delta business cards

If you own a small business or have a side hustle through which you pay business expenses, one of these offers may be a great addition to your work wallet.

Delta SkyMiles Reserve Business

Best for: Business owners who exclusively fly with Delta

As the most expensive business card Delta offers, the Delta SkyMiles Reserve Business comes packed with great perks for Delta loyalists.

Current welcome offer: Earn 200,000 bonus miles after spending $20,000 on purchases in the first six months of card membership. Offer ends Nov. 4.

Per TPG's valuations, this bonus is worth $2,400.

This is by far the highest welcome bonus we've seen on this card, topping the previous high by 75,000 miles. If the card is already a good fit for your business, we'd recommend taking advantage of this offer. Just be sure to keep the high spending requirement in mind.

Delta SkyMiles Reserve Business card art — THE POINTS GUY

Annual fee: $650

Key benefits: This card offers a range of useful perks for Delta-loyal small-business owners.

With this card, you'll earn 3 miles per dollar spent on purchases made directly with Delta.

Its suite of Delta-related benefits includes:

Access to complimentary upgrades (when available) for non-Medallion members and priority boarding
Annual companion certificate upon card renewal for round-trip travel in first class, Comfort or Main Cabin within the U.S. (including Alaska and Hawaii) as well as other select routes, including some destinations in Mexico. (Delta Basic experiences are not eligible for this benefit.)
Complimentary access to American Express Centurion Lounges when flying on a same-day Delta flight with a ticket purchased using the card (up to two guests may also enter for a fee of $50 each)
Delta Sky Club access (you'll receive 15 visits per year; earn an unlimited number of visits when you spend $75,000 or more between Jan. 1 and Dec. 31 of each calendar year)
Earn 1 MQD per $10 spent on your card, plus 2,500 MQDs at the start of each Medallion qualification year
Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)

To learn more, read our full review of the Delta SkyMiles Reserve Business.

Apply here: Delta SkyMiles Reserve Business American Express Card

Delta SkyMiles Platinum Business

Best for: Business owners who fly frequently with Delta

Business owners who are looking for a good mid-tier airline business card should consider the Delta SkyMiles Platinum Business for its earnings potential and benefits.

Current welcome offer: Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends Nov. 4.

According to TPG's valuations, this offer is worth $1,200.

We've seen this 100,000-mile offer several times before, but it remains one of the highest we've seen on the card. If you've been considering the Delta Platinum Business, now could be a good time to apply.

Delta SkyMiles Platinum Business card art — THE POINTS GUY

Annual fee: $350

Key benefits: This is a solid mid-tier option for business owners who travel with Delta semi-frequently.

With this card, you'll earn 3 miles per dollar spent on Delta purchases made directly with the airline.

Other Delta-related perks include:

Annual companion certificate each year upon card renewal for Main Cabin round-trip flights within the U.S. (including Alaska and Hawaii), as well as other select routes, including some destinations in Mexico. (Delta Basic experiences are not eligible for this benefit.)
Complimentary upgrades (when available) for non-Medallion members and priority boarding
Earn 1 MQD for every $20 spent on your card, plus a 2,500 MQD Headstart at the beginning of each Medallion qualification year
Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)

To learn more, read our full review of the Delta SkyMiles Platinum Business.

Apply here: Delta SkyMiles Platinum Business American Express Card

Delta SkyMiles Gold Business

Best for: Business owners who fly occasionally with Delta

The Delta SkyMiles Gold Business is ideal for smaller businesses or business owners who aren't Delta loyalists.

Current welcome offer: Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends Nov. 4.

The bonus is worth $1,080 when factoring in TPG's valuations.

This offer pops up fairly frequently, but it's among the highest we've seen for this card. If you're looking to add it to your business's wallet, now may be a good time.

Delta SkyMiles Gold Business card art — THE POINTS GUY

Annual fee: $0 introductory annual fee for the first year, then $150

Key benefits: Even if they don't fly Delta often, small-business owners can still benefit from this card's perks.

With this card, you'll earn 2 miles per dollar spent on Delta purchases made directly with the airline.

Other perks include:

Two free checked bags, first checked bag free worldwide, second on U.S. domestic Delta flights
Priority boarding
Up to $200 annual Delta flight credit after spending $10,000 in a calendar year
20% inflight discount (in the form of a statement credit)
15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)

To learn more, read our full review of the Delta SkyMiles Gold Business.

Apply here: Delta SkyMiles Gold Business American Express Card

Which Delta credit card is right for you?

With a full lineup of Delta cards, you may wonder how to pick the best offer for your needs. While it might be tempting to go with the highest offer, you should also consider its long-term value to your wallet.

The good news is that many of these offers can be a great fit, depending on your travel habits. As a round-up:

Reserve: Loyal Delta flyers who want lounge access
Platinum: Regular Delta flyers
Gold: Occasional Delta flyers
Blue: Infrequent Delta flyers

Bottom line

Delta and American Express offer a wide range of cobranded cards, whether you fly with the airline occasionally or are a frequent Delta loyalist. With elevated welcome offers available on nearly every card right now, there are some compelling opportunities to earn a significant stash of SkyMiles.

Just remember that American Express has a once-per-card, per-lifetime rule for welcome offers. If you've had a particular Delta Amex before, or, in some cases, a higher-tier personal Delta card, you may not be eligible for that card's welcome offer.

These limited-time offers end Nov. 4, so if one of the Delta Amex cards is already a good fit for your travel habits, now could be a fantastic time to apply.

Apply here: Delta SkyMiles Reserve
Apply here: Delta SkyMiles Platinum
Apply here: Delta SkyMiles Gold
Apply here: Delta SkyMiles Blue
Apply here: Delta SkyMiles Reserve Business
Apply here: Delta SkyMiles Platinum Business
Apply here: Delta SkyMiles Gold Business

For rates and fees of the Delta Reserve Amex, click here.
For rates and fees of the Delta Platinum Amex, click here.
For rates and fees of the Delta Gold Amex, click here.
For rates and fees of the Delta Blue Amex, click here.
For rates and fees of the Delta Reserve Business Amex, click here.
For rates and fees of the Delta Platinum Business Amex, click here.
For rates and fees of the Delta Gold Business Amex, click here.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Delta Amex current offers: Earn up to 200,000 SkyMiles with these offers