Fraudsters use bear costume to carry out elaborate insurance scam

LocalPolitics
17 Apr 2026 • 11:11 PM MYT
The Independent
The Independent

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  • A California Department of Insurance investigation, named "Operation Bear Claw", uncovered an insurance fraud scheme involving individuals staging fake attacks on high-end vehicles.
  • Fraudsters used a person in a bear suit to simulate damage to cars, including a 2010 Rolls-Royce Ghost, and then submitted fraudulent claims to insurance companies.
  • The investigation began after a suspicious claim in January 2024 in Lake Arrowhead, where footage of a "bear" damaging a Rolls-Royce was submitted, later revealed to be a person in costume.
  • Detectives identified two additional fraudulent claims linked to the same date and location, bringing the total loss to insurance companies to $141,839.
  • Alfiya Zuckerman, Ruben Tamrazian, and Vahe Muradkhanyan were each sentenced to 180 days in jail, to be served through a weekend programme, with Zuckerman and Tamrazian also ordered to pay almost $108,000 in restitution.

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