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THE Fun(d) for Life (FFL) programme is taking financial education into the hands of students, fostering resilience and practical money skills through interactive and gamified learning.
Now in its seventh edition, the initiative has reached more than 123,000 students nationwide, establishing itself as one of the country’s most impactful financial literacy programmes for school-aged learners.
In celebration of Financial Literacy Month in October, students across Malaysia carried out school-based projects funded by RM500 micro-grants.
Initiatives ranged from budgeting carnivals in Sabah and peer-to-peer savings challenges in Kedah to awareness campaigns and simple tools for tracking expenses in Terengganu. From these projects, 100 outstanding students were chosen to form the inaugural FFL Student Council, representing schools nationwide.
At the four-day FFL 2025 Summit at UTM Hotel & Residences in Kuala Lumpur, the Student Council received facilitator training, led gamified workshops on budgeting, saving, smart spending and financial protection, and engaged with 100 fellow students from the Klang Valley. T
his youth-led approach marks a key evolution of the programme, transitioning from teacher-led lessons to student-led advocacy.
“Fun(d) for Life was designed to make finance feel relevant, practical, and doable,” said Alina Amir, Fun(d) for Life’s Programme Lead.
“This year’s Student Council shows what happens when we hand the mic to students: they model positive money habits, teach their peers through interactive sessions, and turn financial literacy into a culture in schools.”
The programme complements Malaysia’s national financial literacy agenda under Bank Negara Malaysia, the Ministry of Education, and the Financial Education Network, contributing to improvements in the Malaysian Financial Literacy and Capability Index, which has risen from 57.1 in 2018 to 59.1 in 2024.
FFL continues to cultivate confident, capable, and financially savvy youth, empowering them to influence peers and communities nationwide. - November 13, 2025