How to Check for Unclaimed Funds in 2 Minutes - RM13.3 Billion Left Unclaimed

The Accountant General’s Department of Malaysia (JANM) has revealed that a staggering RM13.3 billion in Unclaimed Money (Wang Tak Dituntut - WTD) has been recorded as of April 2025. Despite ongoing campaigns and outreach efforts, public response remains relatively low, with only about RM4 billion claimed since the system was first introduced in 1977.

Accountant General Nor Yati Ahmad stated that many Malaysians might be unaware that they are entitled to unclaimed money or have never checked their status with JANM.

“They can check or submit claims via the official portal or the eGumis mobile application, or by visiting any JANM branch across the country,” she explained during the Kampung Angkat MADANI (KAM) event at Sekolah Kebangsaan Minyak Beku, Johor.

As JANM continues its awareness campaigns, including mobile programs in rural areas, the public is strongly encouraged to take a few minutes to check whether any unclaimed money is rightfully theirs.

💰 What is Unclaimed Money (WTD)?

Moneys which are legally payable to the owner but have remained unpaid for a period of not less than one year.

Unclaimed Money refers to:

• Inactive bank accounts
• Unclaimed insurance payouts
• Refunds
• Dividends
• Salaries or bonuses not collected

✅ How to Check and Claim Your Unclaimed Money

You can claim your money either online via the eGUMIS system or by visiting a JANM office.

🔹 Option 1: Online via eGUMIS

1. Go to: https://egumis.anm.gov.my
2. Register an account using your NRIC, email, and password.
3. Login and enter your IC number to search.
4. If there’s money under your name, submit a claim:
5. Upload required documents (see below).
6. Click “Submit” and wait for processing.

🔹 Option 2: Manual Claim at JANM Office

1. Visit any JANM branch with your documents.
2. Fill out the WTD Claim Form and submit directly.

📄 Documents Needed for Claims

For Personal Claims:

1. Copy of NRIC (front & back)
2. Bank account details (if applicable)
3. Claim form (if manual)

For Deceased Family Member’s Claims:

Death certificate

1. Proof of relationship (birth cert, marriage cert, etc.)
2. Letter of Administration or Grant of Probate
3. Claimant's NRIC copy

ℹ️ Claims are free of charge and have no expiry date.

📢 Final Reminder

If you've ever opened a bank account, worked in Malaysia, or held insurance, there’s a chance you have unclaimed money waiting. Don't let it go to waste — check today and share this info with family and friends!

Badrulamin Luthfi is a content creator under the Newswav Creator programme, where you get to express yourself, be a citizen journalist, and at the same time monetize your content & reach millions of users on Newswav. Log in to creator.newswav.com and become a Newswav Creator now!

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