The approaching IRS deadline is prompting millions of Americans to finalize their tax returns under time pressure. A new survey suggests that many are signing documents quickly without fully reviewing them, increasing the likelihood of mistakes.
According to reporting from Newsweek, this behavior may have direct consequences, including delayed refunds and the need to amend filings. The issue reflects a broader pattern tied to digital tools, stress, and trust in automated systems.
Widespread Signing without Review Raises Error Risks
A study conducted by Sign.com, based on responses from 1,003 U.S. taxpayers, found that 44 percent of respondents signed tax documents without fully reading them, while 43 percent said they did not fully understand what they signed. According to Newsweek, this trend is partly driven by time pressure and reliance on tax software or preparers.
The data also shows that 20 percent of taxpayers identified an error in their returns caused either by software or by a preparer. In addition, 7 percent reported regretting signing forms without careful review. These findings point to a recurring issue: taxpayers treating official documents in a similar way to online agreements, where speed takes priority over comprehension.
Christina Petushenko, general manager of Sign.com, told Newsweek that signing without reviewing can result in incorrect income figures, deductions, or banking details. These errors may lead to delayed refunds or require amended filings, creating additional administrative burdens.
The survey further highlights what Petushenko described as “automation bias.” and 44 percent of respondents assumed their return was correct simply because it was generated by software or a professional. This reliance, combined with complex forms and streamlined interfaces, appears to reduce active review by users.
Younger Taxpayers Show Higher Exposure to Digital Filing Habits
The survey indicates that younger taxpayers are particularly affected by these behaviors. Among Gen Z respondents, 55 percent said they signed tax documents without fully understanding them. At the same time, 61 percent reported feeling anxious during tax season.
This combination of familiarity with digital tools and elevated stress levels contributes to “click-through behavior,” where users prioritize completing the process quickly rather than reviewing details. The design of digital platforms may also play a role. The study found that 42 percent of taxpayers click through prompts without reading them, and 17 percent rarely review disclosures near signature fields.
Petushenko noted that platform design can influence user behavior, suggesting that current systems often emphasize efficiency over thoroughness. Proposed adjustments include guiding users step by step through documents, highlighting key sections near signature areas, and ensuring that full documents remain visible during the signing process.
The findings suggest that the issue extends beyond individual habits to the structure of digital filing systems. Audit trails and completion records, for example, may help reinforce that signing a tax return is a traceable action rather than a routine click. The IRS filing deadline for most taxpayers falls on April 15, 2026. As that date approaches, the survey indicates that speed and convenience continue to shape how Americans complete their returns, sometimes at the expense of accuracy.
Enjoyed this article? Subscribe to our free Newsletter for engaging stories, exclusive content, and the latest news.