Nationwide launches new banking app feature to hide abusive payment references

Business & FinancePersonal Finance
14 May 2026 • 7:01 AM MYT
The Independent
The Independent

The world’s most free-thinking newspaper

Nationwide launches new banking app feature to hide abusive payment references

Nationwide Building Society has introduced a new feature allowing customers to block harmful payment references, a move to safeguard abuse survivors.

This addresses a tactic where perpetrators embed abusive messages within payment references to maintain unwanted contact and control.

From Thursday, customers will be able to hide these references on incoming transfers directly through the Nationwide app, giving them control over what they see.

Nationwide is also exploring extending this functionality to Virgin Money customers.

The charity Surviving Economic Abuse estimates 4.2 million women across the UK have endured economic abuse from a current or former partner.

Economic abuse can involve controlling bank accounts, credit, spending, or an individual's ability to work and earn income, often alongside other forms of abuse.

Nationwide said that its specialist support team, which is trained to identify and support customers who have disclosed or show signs of abuse, helped 312 customers in 2025, up from 213 in 2024.

The launch of the in-app feature builds on previous work by the society to help combat abuse, including the introduction of “safe spaces” across 430 Nationwide branches, where anyone experiencing domestic abuse can access specialist support services.

Kathryn Townsend, head of customer vulnerability at Nationwide, said: “Domestic abuse doesn’t stop and start at physical harm, it can reach into everyday systems, including banking.

“When applied, the hide reference feature puts control back with the customer, where it belongs.

“We urge anyone affected by domestic or economic abuse to seek support by visiting nationwide.co.uk/support, speaking to a colleague in branch, over the phone or online, or by visiting one of our safe spaces across our Nationwide branches or Surviving Economic Abuse’s website.”

Sam Smethers, CEO of Surviving Economic Abuse, said: “For far too long, domestic abusers have exploited everyday banking tools, like payment references, to harass and control survivors even after separation.

“No one should feel scared when accessing their own money. We’re proud to have worked with Nationwide to co-develop this tool alongside survivors, giving them greater control by empowering them to hide abusive payment references.”

She urged other firms to follow suit “by closing down loopholes for abusers and making sure survivor safety is at the heart of every product and service”.