THE Social Security System’s (SSS) Pension Booster Program posted a 6.2-percent return on investment in the first five months of this year, slightly below the 6.83 percent in the same period in 2025, as gains moderated amid interest rate adjustments by the Bangko Sentral ng Pilipinas (BSP).
The return nonetheless remained above benchmark levels, surpassing the year-to-date average yield of the 91-day Treasury bill rate of about 4.77 percent.
The BSP cut its key policy rate by 25 basis points to 4.25 percent in February, held steady at an off-cycle meeting in March amid the Middle East conflict, then raised rates by 25 basis points in April, bringing the policy rate back to 4.50 percent.
Finance Secretary Frederick Go, who serves as ex-officio chairman of the Social Security Commission, said the results reflect prudent fund management. “The continued strong performance of the SSS Pension Booster underscores our commitment to protecting the financial future of Filipino workers,” he noted.
SSS President and CEO Robert Joseph de Claro said the program is designed for long-term value creation rather than short-term market movements, adding that members can now monitor the monthly compounding growth of their Pension Booster savings through their My.SSS accounts.
The program is open to all SSS members as a voluntary savings scheme, with contributions starting at P500 and no maximum limit. Funds are invested across a diversified portfolio including government securities, corporate bonds, equities and money market placements, with earnings credited on a tax-free basis.
Contributions rose 21.8 percent to P699 million in 2025 from P574 million the previous year. The SSS has also waived its 1-percent management fee on total account balances from 2025 to 2028, allowing members to retain full investment gains during the period.
