
Standard Chartered will be running its Year-End Spend & Win 2022 campaign starting from 1 December 2022 until 5 March 2023. Open to all eligible credit cardholders, you can earn daily cashback rewards of up to RM100, as well as RM1,000 weekly cashback and a grand prize in the form of a BMW X3.
To participate in this campaign, simply spend a minimum of RM100 in a single retail transaction (local and overseas) with your Standard Chartered credit card. This will give you the chance to earn a daily cashback reward of either RM5 or RM100, as well as obtain entries that put you in the running to win weekly cashback and the grand prize.
The details of the prizes that are offered via this campaign are as follows:
Prizes Details Prize cap per cardholder Total allocation by bank during campaign Grand prize BMW X3 xDrive30e 1x whole campaign period 1 unit Weekly cashback RM1,000 1x per campaign month 65 units (5x per campaign week) Daily cashback – RM5
– RM1002x per campaign day – 197,400 units (RM5 cashback)
– 91 units (RM100 cashback)

Meanwhile, the number of entries that you can earn to win the weekly cashback rewards and grand prize will depend on the types of transactions that you perform:
Transactions Number of entries earned Every RM100 local/Apple Pay retail spend 1x Every RM100 overseas retail spend 10x
Note that only retail expenses are considered as eligible transactions to win the daily and weekly cashback prizes, including dining and travel. As always, payments such as utilities, insurance, petrol, cash advances, and balance transfers do not qualify. Meanwhile, all expenses are accepted as qualifying transactions to earn entries for the grand prize.
Standard Chartered also explained that all daily and weekly cashback winners, as well as the grand prize winner will be determined using a special sequential system or a randomiser programme. If you are selected as a daily cashback winner, you will receive a notification immediately after your eligible transaction is successfully processed, and the reward will be credited into your account 60 days after the end of each campaign month.

Meanwhile, weekly cashback prize winners will be notified four weeks after their eligible transactions. The cashback reward earned will also be credited into their accounts within 60 days after the end of each campaign month. As for the grand prize winner, they will be contacted within 90 days from the end of the campaign period.
If you’d like to join this campaign, you’ll need to register your participation by sending an SMS (“SCX3”) to 66399. Once done, you’ll receive a confirmation SMS; each cardholder is only required to register once regardless of how many types of cards you hold with Standard Chartered.
(Source: Standard Chartered)
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