A sales advisor faces a dilemma after a sister hesitates to be a guarantor for a Proton Saga loan, raising concerns over familial financial pressure and risk.
A car sales advisor was recently left conflicted after witnessing a client’s elder sister being pressured into becoming a guarantor for a Proton Saga loan.
In a viral post on the social media platform Threads, the saleswoman shared that the younger sibling—the primary buyer—earned only approximately RM1,500.
Despite this, the client insisted on purchasing a premium Proton Saga model rather than the recommended standard variant, which required a 10 per cent down payment.
The advisor added that the premium model was only an option if a guarantor was provided, at which point the mother reportedly turned to the elder daughter to fulfill the role.
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“When the mother said that, I noticed the older sister looked shocked and kept glancing at her as she continued speaking.
“They moved to a corner and spoke for about 30 minutes. When they returned, they said they wanted to proceed with the Saga Premium. However, I noticed that the older sister’s eyes were red [from crying] when they left,” she claimed.
The sales advisor expressed unease regarding the situation, stating she felt troubled for the sister and was unaware of the nature of the private agreement reached between the family members.
This prompted a moral dilemma over whether to process the loan application.
Drawing from her professional experience, the advisor warned against the risks of being a loan guarantor, noting she had seen many customers blacklisted after family members failed to keep up with repayments.
“Can we not normalise being a guarantor? If you need one, it usually means you cannot afford the item. Try to find another solution instead of burdening someone else,” she added.
In a subsequent update in the comments section, the advisor confirmed she had decided not to proceed with the sale, prioritising ethical concerns over the commission.
