Train ticket refund loophole to be closed amid major fraud crackdown

WorldBusiness & Finance
30 Mar 2026 • 5:41 PM MYT
The Independent
The Independent

The world’s most free-thinking newspaper

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  • A significant loophole in the UK rail ticket refund system, which has allowed fraudulent claims, is set to close on 1 April.
  • Currently, passengers can claim refunds for unused 'anytime' or off-peak tickets up to four weeks after the intended travel date, even if they didn't use them.
  • This system has been exploited by individuals who avoid ticket checks, costing the railways an estimated £40 million annually.
  • Under the new regulations, refunds for flexible tickets will only be permitted up to midnight on the day before the scheduled journey.
  • Exceptions will be made for passengers experiencing on-the-day disruption or other 'exceptional circumstances', allowing them to still claim a full refund.

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