When can I retire? State pension explained after age rise begins

Personal Finance
1 Apr 2026 • 11:33 PM MYT
The Independent
The Independent

The world’s most free-thinking newspaper

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  • The state pension age in the UK has officially begun its phased increase from 66 to 67.
  • This change will primarily affect workers born after April 1960, with their exact birth date determining when they can claim their state pension.
  • The rise will see the state pension age increase by one month for each subsequent month of birth for those born from 6 April 1960, until it reaches 67 for those born on or after 6 March 1961.
  • Experts warn that the increase could lead to confusion and push hundreds of thousands of older people into poverty, particularly those without adequate private pension provision.
  • While a further rise to 68 is planned between 2044 and 2046, any future changes to the state pension age require a minimum of 10 years' notice.

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