Where to find the best savings accounts this September – with rates of up to 5%

Business & FinancePersonal Finance
9 Sep 2026 • 4:18 PM MYT
The Independent
The Independent

The world’s most free-thinking newspaper

Where to find the best savings accounts this September – with rates of up to 5%

  • British households are being urged to maximise their savings as interest rates remain competitive ahead of the Bank of England decision on 17 September.
  • Top cash ISA rates are currently reaching up to 4.61 per cent through providers such as Sidekick and Trading 212, which include introductory bonuses.
  • Easy access savings accounts from providers including Cahoot, Spring Savings, and Lemfi are offering rates of up to 5 per cent, subject to balance caps or timed bonuses.
  • Savers with larger balances can split their funds across multiple high-interest accounts or consider providers such as Tesco Bank and First Active.
  • The Bank of England Monetary Policy Committee decision and upcoming fiscal developments in October could further influence savings rates in the coming months.

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