把钱存进PRS可享有多少百分比的投资回报?

Business & FinancePersonal Finance
14 Oct 2025 • 9:22 PM MYT
WINRAYLAND
WINRAYLAND

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2025年剩下最后的不到3个月,你是否已经开始为你在2025税年的个人所得税减免做好准备?不少人会为了享有高达RM3,000的税务减免,而把钱存进PRS。那么,究竟把钱存进PRS可享有多少百分比的投资回报呢?

根据PRS官网截至2025年10月3日的数据,不同基金表现差异明显。Public Mutual PRS Islamic Growth 与 RHB Retirement Series - Growth 一年回酬分别达 22.42% 和 22.12%,表现最突出。

在5年平均回酬方面,Principal PRS Plus Equity A 以 9.05% 居首,其次为 Public Mutual PRS Equity(8.93%)及 RHB Islamic Balance(8.63%)。

数据来源于PRS官网,本文内容仅作信息分享,不构成任何投资建议。

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