Britain’s most affordable place for families to buy a home revealed

PropertyFamily & Parenting
23 Mar 2026 • 5:09 PM MYT
The Independent
The Independent

The world’s most free-thinking newspaper

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  • Shildon, County Durham, has been named the most affordable place in Britain for families looking to buy a three-bedroom home.
  • England's first railway town has an average house price-to-earnings ratio of 1.36, based on Zoopla's analysis.
  • Ferndale in Wales and Cumnock in Scotland were identified as the most affordable towns in their respective nations, with homes costing around 1.85 and 1.68 times dual earnings.
  • Towns across northern England, Scotland, and Wales largely dominate the top of the affordability rankings for family-sized homes.
  • Zoopla highlighted a significant affordability gap across the UK, noting that buyers often face a trade-off between lower house prices and proximity to major employment centres.

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