- The value of ATM cash withdrawals in the UK decreased by four per cent to £76.7 billion in 2025, according to figures from the Link network.
- The number of ATM transactions also fell by approximately eight per cent, with 1.27 billion recorded in 2025 compared to 1.39 billion in 2024.
- Link, which accounts for 77 per cent of the UK's ATM transactions, reported December 19 as the busiest day in 2025, with £355 million withdrawn.
- The average ATM withdrawal value in 2025 was just over £90, and the total number of Link ATMs declined by about five per cent to 42,403 by December 2025.
- Despite the overall downward trend, Graham Mott, Link's director of strategy, highlighted that cash remains a vital budgeting tool and an essential payment choice for many people.
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