Building digital trust

TechnologyDigital
21 May 2026 • 12:13 AM MYT
The Manila Times
The Manila Times

One of the longest-running English broadsheets in the Philippines

Building digital trust

A FEW years ago, when people talked about national ID systems in the Philippines, most conversations were boring. It usually revolved around paperwork, verification and government processing. Today, the topic feels heavier. Digital systems now touch almost every part of daily life, from banking and online shopping to government services and healthcare. Once transactions become digital, identity suddenly becomes very important.

One weak point in many Philippine systems is still verification. We continue hearing stories about duplicate beneficiaries, fake accounts, falsified records and money leaking somewhere inside the process. Sometimes these are isolated incidents. Sometimes they reveal larger cracks in the system itself.

That is why the renewed discussion around blockchain caught my attention in the recently held roundtable by The Manila Times on “Blockchain for Public Trust.” For a long time, blockchain sounded like one of those trendy tech words people casually inserted into presentations. Many connected it only with crypto trading or speculative investments. But lately, the conversation has shifted toward something more grounded.

Sam Jacoba, founding president of the National Association of Data Protection Officers of the Philippines, recently underscored the importance of the national ID system as the foundation of blockchain implementation. He suggested that a low-hanging fruit was implementing the same in controlled and successful cities such as Pasig and Naga and then scaling it to others. In this way, the public sees visible benefits, thusly strengthening trust in systems and institutions.

That shift matters because trust has become a real issue in the digital space. Filipinos are now more connected online, but at the same time many people have also become more cautious. Every few weeks, another scam appears. Fake online sellers. Phishing links. Identity theft. Suspicious bank transactions. AI-generated fraud is also becoming more believable.

People are slowly realizing that digital transformation is not only about creating apps or launching websites. The real challenge is making people feel safe using them.

A strong identity system helps close some of the gaps.

For example, government assistance programs often struggle with verification. During times of crisis, there are always complaints about beneficiaries who should not have received aid, while others who needed help were left out. In some cases, records are incomplete or inconsistent across agencies. In other cases, there are simply too many manual processes.

The same thing happens in healthcare claims, procurement, permits and financial transactions. Once identity validation is weak, loopholes start appearing.

Blockchain becomes useful because it creates records that are harder to tamper with. Once information is recorded properly, altering it becomes more difficult. That alone will not magically erase corruption or inefficiency, but it can make suspicious activity easier to trace.

I think this is the part many people miss. Technology by itself is never the hero. We have seen expensive systems fail because execution was poor. We have also seen organizations buy modern platforms, while still operating with outdated processes and weak discipline.

The Philippines has never lacked technology ideas. We are actually very good at talking about innovation. The harder part is sustaining implementation after the launch event, the press release, and the photo opportunities disappear.

That is why national identity projects need careful execution. Once people lose trust in a system, recovering confidence becomes difficult.

Privacy concerns also cannot be ignored. Filipinos are right to ask difficult questions. Who owns the data? Who protects it? What happens when systems are breached? Can information be misused? Those are valid concerns, especially today when cyberattacks happen regularly around the world.

A national identity system should protect citizens, not create additional risks for them.

Still, despite the concerns, the direction is clear. Digital economies rely heavily on trusted identity systems. Banks need them. E-commerce platforms need them. Government agencies need them. Even small businesses now rely on digital verification more than before.

Without proper identity infrastructure, leaks continue. Fraud becomes easier. Services slow down. Public trust weakens.

I also think this conversation goes beyond technology. It touches something cultural in the Philippines. Many Filipinos are naturally skeptical because they have experienced broken systems too many times. Some people assume delays are normal. Others expect inefficiency before the process even starts. That mindset did not appear overnight. It came from years of disappointing experiences.

That is why trust matters so much.

When systems work properly, people begin participating more confidently. Businesses move faster. Transactions become simpler. Government services improve. The effects spread quietly into daily life.

The challenge now is making sure technology projects are built around accountability and not just presentation slides. It is easy to sound modern during conferences and summits. The real test comes months later when agencies must coordinate, maintain standards, secure data, and respond to problems quickly.

Blockchain and digital identity will not solve every issue in the country. No technology can do that. But if implemented properly, they can reduce some of the unnecessary leaks and inefficiencies that have existed for years.

At this stage, the Philippines does not simply need more digital platforms. It needs systems people can actually trust.

The author is the founder and CEO of Hungry Workhorse Consulting, a digital, culture, and customer experience transformation consulting firm.