California homeowner hit with $50k fine for obeying insurance company

3 Apr 2026 • 5:22 AM MYT
The Independent
The Independent

The world’s most free-thinking newspaper

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  • A San Francisco homeowner, Paul Dennes, was fined $50,000 by city officials for trimming five trees located in front of his property.
  • Dennes stated he undertook the tree trimming to satisfy a requirement from his insurance broker, who mandated the work to qualify for property coverage.
  • The San Francisco Department of Public Works asserted the trees were public property under its jurisdiction, citing "illegal tree pruning" and "topping" which damaged the trees.
  • The initial fine of $10,000 per tree was subsequently reduced to $12,950, or $2,590 per tree, and then to $6,475, contingent on Dennes hiring a certified arborist for a five-year tree recovery plan.
  • The incident underscores common confusion among residents regarding the ownership and maintenance responsibilities of street trees, which are often city property despite appearing to be part of private residences.

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