Financial expert explains the moves you should make ahead of the Budget

Business & FinancePersonal Finance
26 Oct 2026 • 6:39 PM MYT
The Independent
The Independent

The world’s most free-thinking newspaper

Financial expert explains the moves you should make ahead of the Budget

  • Chancellor John Healy will deliver the first Autumn Budget under Prime Minister Andy Burnham on 28 October.
  • Financial experts recommend reviewing personal finances and unrealised gains now to prepare for potential capital gains tax adjustments.
  • People under 40 are advised to consider opening a Lifetime ISA before the current scheme is replaced by a new homebuyer product.
  • Savers are urged not to make permanent pension or investment decisions based solely on predictions and rumours ahead of the announcement.
  • Future changes include a reduced Cash ISA allowance of £12,000 for under-65s from April 2027, while stamp duty rates will remain unchanged this year.

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