- Mortgage deals lasted an average of just 13 days in September before being withdrawn by lenders due to economic volatility driven by the conflict in the Middle East.
- The average shelf life for mortgage products in 2026 has fallen to 15 days, making it the shortest duration on record since digital tracking began.
- Product volatility peaked in April following sharp rises in swap rates, when deals remained available for an average of just eight days.
- Around half a million UK homeowners still need to secure a new fixed-rate mortgage before the end of the year.
- Experts recommend borrowers seek early advice from mortgage brokers and lock in deals up to six months before their current contract ends.
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