INSURANCE company InLife is targeting continued expansion this year after posting strong growth and higher market share in 2025, supported by a streamlined structure and expanded employee benefits platform.
Previously known by its trade name of Insular Life, the company said its integration of new business units, particularly its employee benefits arm, is expected to serve as a key growth driver as Philippine enterprises seek more comprehensive protection and health care solutions.
“Through specialization, we can offer our customers and especially Philippine employers a unified, seamless experience,” InLife President and CEO Raoul Antonio Littaua said in a statement on Monday.
“With InLife Benefits, we build on our capability to provide our clients access to global best practices,” he added.
InLife reported a 35-percent growth in 2025 alongside a 16-percent increase in new business annualized premium equivalent, outperforming the industry average of 10.7 percent. The performance helped lift the insurer’s market share to 7.5 percent.
InLife attributed the gains to “agency sales, which [were] fueled by manpower and sustainable production growth and a focus on long-term protection products; bancassurance, which expanded its distribution capacity and activated new growth engines; and corporate solutions with the acquisition of Generali Philippines, now InLife Benefits.”
InLife said the integration of InLife Benefits represented a major shift in how Philippine enterprises were approaching employee protection, offering group term, critical illness, accident and health insurance plans combined with health care programs for small and medium enterprises and multinational organizations.
The platform also provides value-added services such as 24/7 telemedicine consultations, medicine reimbursement, mental health consultations, wellness programs, and digital tools that allow members and corporate clients to access benefits more conveniently.
A voluntary employee benefits program also allows employees to extend coverage to dependents, including parents and extended family members.
“As Philippine enterprises look for sustainable ways to manage rising health care costs, InLife aims to leverage its consolidated structure to provide more efficient, world-class solutions to its clients,” the company said, noting that the integration of InLife Benefits is expected to support growth through 2026.
Earlier this year, InLife had divested its interests in its former health maintenance organization subsidiary to focus exclusively on life and health insurance and comprehensive employee benefits and as part of measures to streamline operations and strengthen its core offerings.
“As a mutual life insurance company, InLife remains owned by its policyholders,” Littaua said.
“The company has indicated it will continue to prioritize capital stability and the expansion of its digital infrastructure to support its diversified distribution network in the coming year.”
