
Gunaseelan Kannan
Licensed Director and Founder at Arctic Tern Advisory Sdn Bhd

Lifestyle Inflation: The Silent Killer
Pic: Malay Mail “Able to spend your life in your own way is lifestyle” “I seem to earn more, but I still can’t save money.” – Is this phrase familiar to you? Well, I am sure we have said this sometime in our lives and the answer to this is…Lifestyle Inflation! Lifestyle inflation refers to how […]

Real Estate Waits For No One
Pic: Jason Dent “Don’t wait to buy real estate, buy real estate and wait” The most common way property investment provides returns: value appreciation and rental income. However, you can increase your return on investment through several ways by adding value to the property or developing a business from real estate. For example, home stays, office

Financial Planning: The Reality Of Property Investment
Pic: iProperty “Real estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth” – Robert Kiyosaki Real estate investment has been around for thousands of years. Although the rules are different than the stock market and other investment instruments, real estate investment can […]

The Diderot Effect: Money and You
Pic: The Malaysian Reserve “If you make a habit of buying things you do not need, you will soon be selling things you do” Ryan Howell, an associate professor of psychology said the impulse to buy, in part, is a survival instinct. Back in our hunter and gatherer days, when people saw something they wanted, […]

Retirement Planning and Reverse Mortgage
“Retirement is planning combined with life goals” The famous psychologist Viktor Frankl knew a lot about looking for meanings in life. In his book Man’s Search for Meaning, Frankl wrote, “Happiness cannot be pursued, it must ensue. One must have a reason to be happy”. We often visualize life after retirement as happy and stress-free. Without […]

Financial Literacy for Children: Parents do make a difference
“Give a man a fish, you feed him for a day; teach a man to fish, you feed him for a lifetime” Parenting is one of the most researched areas in the field of social science and we are still learning. Parenting is the most fulfilling job that we will ever have, but it’s not […]