iMoney
Everything you need to know about improving your personal finances. Invest, Save, profit! It's all here!
Financial Planning Should Fit Your Life, Not Restrict It
How a flexible approach to savings and protection can grow with you Do you remember a time when your biggest financial goal was saving up for a new phone, your first car, or flights to wherever your friends were going? Back then, financial planning was simpler—you were saving just enough for the next, immediate milestone.... View Article The p
From First Steps to First Day of College
How parents can build an education fund that keeps up Parenthood has a way of speeding up time. One minute you’re looking forward to their first steps into your open arms; the next, it’s their first steps into college and a recurring semester payment for the next three or four years. As parents, giving your... View Article The post From First
PTPTN Repayment Deferment 2027: Not Forgiven, Just Paused
Under Budget 2027, PTPTN borrowers earning up to RM2,500 a month have repayments deferred in 2027, and those earning RM2,501 to RM3,000 pay a minimum of RM50 a month. PTPTN will check income with LHDN. The balance stays. Borrowers with no arrears who repay regularly get a 10% discount. PTPTN has not yet published the... View Article The post P
Gold Trading in Malaysia (2026): Local Options, XAU/USD Apps and Costs
For Malaysians interested in gold, choosing an app should not be the first decision. The more important question is how you want to gain exposure to gold. Gold can be accessed through Bursa Malaysia derivatives, bank gold investment accounts, physical bullion and leveraged products such as XAU/USD contracts for difference (CFDs). They may all
The Wedding Gift You Can’t Unwrap
The Gift With A Job is a three-step way to turn a wedding present into long-term money. Name its job: retirement, protection or earning power. Clear card debt first, since card interest can reach 18% a year. Then size it monthly: RM300 for 30 years is RM108,000, paid as an EPF voluntary contribution through i-Simpan.... View Article The post T
Selling Your Car In 2026: Trade-In, Direct Sale Or Consignment—Which Nets You More?
The number on the windscreen is not the number in your pocket You know what your car is worth. You looked it up last night. You found three 2021 Myvis like yours on Mudah and Carlist, averaged the asking prices, and arrived at a figure. Call it RM44,000. You went to bed feeling slightly rich.... View Article The post Selling Your Car In 2026:
Travel Guard in Malaysia: Coverage, Takaful Options and What Changed Under Zurich?
What is Travel Guard? Travel Guard is a comprehensive travel protection solution designed for both domestic and overseas travel. Depending on the plan you choose, it can help cover unexpected situations such as: Medical emergencies overseas Personal accident protection Trip cancellation or curtailment Travel delays and missed connections Lost,
For Years, The Answer Was “Permanent Staff Only.” Not Any More.
Let’s start with the thing nobody says out loud. If you work on contract for the government, you do the same job as the person at the next desk. Same hours. Same boss. Same queue at the canteen. Quite often you have been there longer than they have. But walk into a bank and ask... View Article The post For Years, The Answer Was “Permanent Staf