Dr Kavesh

Every month, a slice of your salary disappears into the Employees Provident Fund (KWSP). For millions of Malaysian workers, this is simply a fact of life — a compulsory deduction we accept because we are told it is for...

Ah, the comments section. That digital mamak stall where everyone is an economist, actuary, and personal trainer rolled into one — usually under a username that looks like a WiFi password.

Job guarantees, local food, and less foreign dependence—why the numbers matter to the wallet .

Every morning, millions of Malaysians turn on their kitchen taps to fill their Cuckoo or Coway filters, boil water for their morning teh tarik, or rinse rice for breakfast. Lately, a creeping anxiety has accompanied...

Ada keluhan sunyi yang sering kali diketepikan di MalaysiaTidak akan kau temui keluhan ini di helaian depan akhbar kewangan. Namun ia hadir, diam-diam, di setiap sudut kota yang sibuk.Ia hadir di mata seorang bapa muda...

This Friday, 9 October, the Budget will be tabled. Numbers will be announced. Cash aids, wage talks, infrastructure promises. The ritual will play out. Most will watch, hope a little, then return to the monthly...

You contribute 11% of your salary to the EPF (KWSP) every month. Your employer adds another 13%. That money is locked away until you turn 55 — 30 years of forced saving before you can touch the majority of your own...

Deep beneath Stockholm’s Södermalm district, behind a 40-centimeter steel door built to withstand a hydrogen bomb, servers hum inside a Cold War civil defense shelter. Hundreds of feet below Pennsylvania, Iron...