Timothy Tiah
Sharing insights, ideas & everyday moments.
The question your KWSP balance alone doesn't answer
Checking your EPF balance tells you how much you have. It doesn’t tell you whether it’s enough for the retirement you want. That depends on your lifestyle, monthly expenses, retirement age and how long your savings may need to last. EPF’s Retirement Goal Calculator helps you estimate your r
How much would petrol cost without Malaysia's subsidy?
Malaysia’s RON95 is RM1.99 a litre for eligible Malaysians. But without the subsidy, this week it would be RM3.82. That means every time you pump 40 litres, the government is covering more than RM73 of the actual price. And the pressure isn’t just coming from crude oil. Russian refinery disr
Why the HYROX athlete didn't stop
Why didn’t the HYROX athlete stop? Because elite athletes are trained to keep going through pain, injury and illness. The harder question is whether the organiser should have stopped her once it became a hygiene risk to everyone else.
Why didn't AirAsia hedge its fuel
AirAsia built its reputation on controlling costs. So how did it end up largely unhedged when jet fuel prices exploded? The answer goes back to COVID, a weakened balance sheet, and one uncomfortable truth: hedging itself requires money. Sometimes surviving one crisis leaves you exposed to the nex
Even at 110km/h, you're not supposed to stay in the right lane
Even if you’re already doing 110km/h, you’re not supposed to just stay in the right lane. According to MIROS, the right lane is primarily for overtaking. Once you’ve overtaken and it’s safe, move back left. And if the person behind you wants to do 140km/h? Their speeding is a separate issu
Malaysia is paying you to install solar?
Is solar an expense… or an investment? With the incentives available in 2026, it might be worth doing the maths again. Comment *“SOLAR”* if you want to find out whether solar makes financial sense for your home. 🏎️ And there’s a chance to *win a race ticket* too. Head over to Verdant
